About QNB Established in 1964 as the country's first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region. QNB Group's presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines. QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor's (A), Moody's (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications. Based on the Group's consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine. QNB Group has an active community support program and sponsors various social, educational and sporting events.
Role Summary: The incumbent will be responsible for initiation, preparation, processing and execution of Global Structured Finance transactions for the Group's private corporate and institutional (including government) clientele and thereby facilitating growth and expansion of the corporate banking business. He / she will act as the Transaction Officer who will be primarily responsible to ensure timely and proper execution of Global Structured Finance transactions assigned to him by the Regional Head Global Structured Finance or the Head of Corporate & Institutional Banking. He / she will also be responsible for undertaking special tasks and assignments given by the Regional Head Global Structured Finance.
Is responsible for regular and proactive interfacing with officers of the Corporate Banking; Financial Institutions; International Banking, Business Intelligence and Economic Research departments, as well as QNB Group entities, to identify potential Global Structured Finance transactions that can lead to business opportunities for the Unit.
Acts as Primary Transaction Officer responsible for the structuring, credit processing, preparation, loan documentation, execution and distribution of assigned Global Structured Finance transactions.
Primarily responsible to ensure prompt, efficient and timely performance, execution and delivery of required tasks related to Global Structured Finance activities. Provides administrative, operations and logistical support and supervision to Global Structured Finance team,
Is primarily responsible for data collection for, and preparation of, comprehensive credit proposals, credit and marketing presentations (including customer, business, project, market and or industry information), for new / prospective customers; or periodic reviews and or monitoring of existing customers, in accordance with Credit Policy and procedures of the bank
Performs verification of information on Global Structured Finance transactions to ensure correctness of data.
Performs comprehensive due diligence, reviews and analyses Global Structured Finance transactions, assigns transaction ratings, prepares accurate, concise and comprehensible credit proposals, presents sound credit proposals, recommendations and distribution strategies to the QNB's decision making authorities.
Primarily responsible for reviewing the credit worthiness and financial feasibility of the individual project financing proposals based on analysis of current and future market conditions, debt service capability of the expected cash flows and other financial information of the individual borrowers and projects.
Ensure QNB's interests are adequately safeguarded before recommending approval of the credit.
Is primarily responsible for the preparation of Credit Summary Report, credit proposals and other credit and business memos, in accordance with Credit Policy and procedures and adequately address all relevant risk factors and ensure that international credit standards, procedures, requirements and practices are adhered to.
Responsible for the preparation of Information Memorandum and other information to be provided to prospective lenders for the purpose of conducting their due diligence to enable them to participate in Global Structured Finance transactions arranged by QNB.
Is primarily responsible for the preparation, review and execution, completion and execution of appropriate credit agreements, legal and security documents, and other supporting documents as required by law for the respective Global Structured Finance transaction.
Is primarily responsible to ensure that transaction's legal and security documents comply with the highest international standards, formats and requirements to protect the interests of the Bank, and ensures that all legal, credit and administrative requirements are met in accordance with Credit Policy, Regulatory convention and international market standards practices and norms.
Coordinates with internal and or external legal counsel to ensure that all legal and security documents required by the transactions are complete, prepared in proper format, legally binding and enforceable.
Reviews the credit worthiness and ability to timely and efficiently execute transactions, of the other banks/ financial institutions involved in the Global Structured Finance consortium.
Is primarily responsible for the proper and efficient execution of Global Structured Finance deals, including communicating and interfacing with clients, banks and other third parties involved in Global Structured Finance transactions, in line with the function's policies and procedures and in consideration of the bank's obligations towards its clients and bank counterparties.
Liaises with the other parties comprising the project financing consortium, which would be dependent on the role assigned to the other parties within the consortium.
Ensures that copies of duly executed Facility Agreement and other legal and security documents, including conditions precedent, are immediately provided to Credit Department and Agency Unit as per procedures of the bank.
University graduate, MBA preferred but not required
At least 10 years of relevant experience. Preferable in a corporate banking industry or related fields.
Well-informed of the market dynamics and competitive structure, industry environment, practices and rules and regulations for the corporate banking customer segment.
Excellent oral and written communication skills (including report writing) in English; with Arabic, French or applicable local language highly desirable
Knowledge of Pertinent Local Language that would assist is sales (eg French for Europe, Chinese for Asia) preferred but not required.
Understanding of relevant laws, regulations and practices pertaining to corporate banking products and services in particular and Banking Industry in general
Good understanding of Global Corporate & Institutional Banking customer base, it's needs and expectations
Proficiency in PC programs: MS Word, PowerPoint, Excel and other relevant applications
Advanced skills in financial analysis and financial modelling preferred.
Excellent people relationship and team management skills
Ability to work in teams with people from diverse cultural backgrounds
Strong analytical skills
Good organizing skills
Strong customer service orientation and dedication
Note: you will be required to attach the following: 1. Resume / CV