Recommend structure & pricing of transactions & prepare written credit applications for presentation to the bank's credit committee.
The role will also from time to time require the individual to:
Post credit approval, liaise with client onboarding team /GLO/Client & liaise with related professional appointments, e.g solicitors, valuers, QS, to manage deal and any associated 'Conditions Precedent' through to draw down.
Liaise with GLO/Credit /Clients re post drawdown special conditions e.g. reviewing management information,periodic development site visits.
Manage annual review/ extension processes, e.g. renegotiation of facility terms, management of arrears positions.
Core Skills and Knowledge
Regulatory Knowledge as applicable to role (compulsory)
To act with integrity at all times and embrace the philosophy of treating our customers fairly (compulsory)
Understand and follow all relevant compliance consideration including the regulatory environment and appropriate processes, procedures and their implications
Ability to build cash flow models and provide cash flow analysis to originators
Credit process (understanding of internal process) and knowledge of law as it relates to lending
Ability to deal with demanding clients and work within tight deadlines
Be able to identify any relevant material business risks
Knowledge of SPF procedures including credit and drawdown related matters
Knowledge of property markets
Relationship management skills
Excellent communication skills
If you would like to learn more about our client, please attach your most up to date version of your CV for consideration.